Ensuring Your Home Loan Checks All The Boxes
Making clients our top priority is our business strategy. By crunching the numbers, comparing loan programs, and deeply understanding your home goals, we craft a loan plan that works for you in the short- and long-term.
We’d be a great fit if…
You want a seasoned expert guiding you through your loan
You want your mortgage to play a role in your financial future
You like to have a detailed understanding of the process
You want to thoroughly compare loan options before making a decision
You have questions about mortgages you might be nervous to ask
You’re not just a number
So why plan your mortgage with numbers alone? We take the (oh-so-important) numbers and help you dive deeper into the why and how to make sure your mortgage strategy is more than a numbers game - it’s your plan for the future.
Here’s What We Do
Learn Your Goals
We take the time to engage in thorough discussions and gain a deep understanding of your specific home and financial goals. We believe that every individual and family is unique, and that's why we listen attentively to your aspirations, whether it's a dream home, an investment property, or a more secure financial future.
Crunch the Numbers
Our process is built on a foundation of precision and insight. We take a deep dive into your mortgage options, meticulously comparing the data to ensure every facet of your financial picture is considered. Your mortgage options are thoroughly vetted and tested to ensure you get the best mortgage options.
Review the Options
Mortgages, much like your home, is unique to every other loan out there. That’s why we like to create a variety of choices for our clients, explain the tactics and goals of each, and help you make a decision on your mortgage with confidence.
It’s more than just moving to a new place
It’s a huge step into your financial future. And we know just how daunting those decisions can be. Whether this is your first mortgage or your tenth, we’ll help you navigate the jargon, numbers, and logistics of a mortgage.
Glowing Reviews from Past Clients
Becky was extremely easy to work with. She responded promptly to any questions I had and followed up to make sure that everything was completed do that the transaction went smoothly. I would highly recommend her to anyone looking for a mortgage lender.
Patrick, - Homebuyer
Becky is on top of everything. She delicately reminds me of what I need to keep the loan process going smoothly.
Agnes L.- Homebuyer
Becky was so helpful and quick. She got me pre-approved rapidly, was very quick when I needed an updated letter, and checked in after I made an offer to see how it went. Would 100% recommend her to anyone shopping for a loan.
Sarah B. - Homebuyer
Becky was so responsive to all of my needs. She contacted me immediately and gave me the most sound professional advice. I highly recommend her, she is outstanding.
Cara T. - Homebuyer
I honestly never thought I'd say that I felt "well taken care of" and even "cared for" by someone who represents any kind of financial institution. When buying a home, there is so much stress, and so much confusion, but Becky held our hands every step of the way. Have an urgent question on a Friday evening? Becky take your call and walk you through it, step by step. Confused about all the options for financing, and what the heck it all means? Becky will patiently explain everything to you (as much or as little as you want to know). Want an honest opinion about the best way to proceed forward with someone who truly has your best interest at heart? Go to Becky. Truly. Could not recommend her enough. Thank you Becky for all your help in getting us our dream home!
Carolina F. - Homebuyer
Our Loan Programs
Conventional Loans
A conventional mortgage is a traditional home loan that is not insured or guaranteed by a government agency,. They are an excellent choice for individuals with strong credit histories and stable financial situations. When you hear the traditional 20% down advice, this is the loan they’re referencing.
FHA Loans
FHA mortgages are designed to make home ownership more accessible with a lower credit standard and smaller down payment expectations. FHA loans are great for first-time home buyers who may not have the full 20% down available for a purchase.
Jumbo/Non QM Loans
Depending on the area you’re looking to buy in, some homes may fall into the the Non-Conventional category - otherwise known as Jumbo loans. These loans require a slightly different setup to accommodate the larger price tag on the home.
VA Loans
Created to serve the great men and women who have served our nation, VA loans offer special pricing, fee cuts, and more to active duty or veteran borrowers. We can help you navigate the benefits and strategies that make the most sense for veterans and their families.
HELOC Loans
HELOC (Home Equity Line of Credit) is a revolving line of credit that is secured by the equity in a home you own. It allows you, the homeowner, to borrow against the equity you have built up in your home for various purposes such as home improvements or debt consolidation.
DSCR Loans
DSCR loans rely on property rental income for qualification, not the borrower's income. No income documentation is needed, and a strong rental income is crucial to offset payments. These loans have credit score minimums, sizable down payments (15%+), and lending criteria that vary between lenders.
