Your Mortgage Guide to Colorado Springs Home Buying
Making the big decision of owning a home requires an expert. Feel confident and secure in your home buying decision by using an experienced mortgage broker. Mortgage brokers have a wider array of loan program options, meaning you have more flexibility in the program that’s best for you.
How can we help?
We’re here to help you - not only with an upcoming loan decision, but your long-term wealth goals. Leveraging your home into a financial plan can create a robust outline of choices to help you reach your goals.
Why Choose Colorado Springs?
Colorado Springs offers the perfect blend of breathtaking natural beauty, endless outdoor recreation, and a thriving urban center. Imagine waking up to stunning mountain views, then spending your days hiking, biking, or climbing just steps from your doorstep. World-class attractions like Garden of the Gods provide awe-inspiring backdrops for exploration.
This vibrant city caters to all lifestyles. Families will find excellent schools, while professionals enjoy a strong and diverse economy with opportunities in aerospace, defense, healthcare, and more. Colorado Springs boasts a year-round playground with mild winters and over 300 days of sunshine. After a day of adventure, delve into a thriving culinary scene or explore the vibrant arts and entertainment options. Whether you seek a quiet suburban haven or a walkable downtown experience, Colorado Springs has a neighborhood to call your own.
Outdoor Recreation
Nestled amidst the Rocky Mountains with Pikes Peak as its crown jewel, Colorado Springs boasts a paradise for outdoor enthusiasts. Hike, bike, rock climb, or camp right outside your doorstep, with awe-inspiring geological wonders like Garden of the Gods available nearby.
Thriving Economy
The city has a strong and diverse economy, with a presence in the aerospace, defense, healthcare, and tourism industries. The United States Olympic & Paralympic Committee headquarters are also located here.
Sunshine and Mild Winters
Colorado Springs enjoys over 300 days of sunshine a year. Winters are mild compared to other parts of the country, with plenty of opportunities for winter sports.
Colorado Springs Attracts High-Tech Hires and Families
In Colorado Springs, the blend of natural beauty and urban growth appeals to a diverse range of homebuyers. The city is nestled against the Rockies, offering outdoor activities like hiking and biking near Pikes Peak and the Garden of the Gods. It boasts top-ranked public schools and institutions for quality education. The economy thrives with jobs in aerospace, defense, and healthcare, supported by a vibrant culinary and entertainment scene. Despite a semi-arid climate and potential for wildfires, its affordable cost of living and variety of neighborhoods make it attractive for families and professionals alike.
For The Outdoor Explorers
Sanctuary Pointe stands out for outdoor enthusiasts, offering serene living with easy access to Fox Run Regional Park and Black Forest Reserve for hiking, running, and wildlife exploration.
There’s a perfect neighborhood for everyone here
For Those Mountain Views
Peregrine offers unbeatable city and mountain views, positioned in the far Northwest corner of Colorado Springs. It's ideal for those seeking a neighborhood with quiet mountain surroundings and city views.
The Most Walkable Area
Although Colorado Springs is generally car-dependent, downtown areas near neighborhoods like the Old Colorado City offer more walkable environments with access to shops, cafes, and entertainment options.
A Perfect Place For Families
Briargate is highly recommended for families due to its award-winning schools like Rampart High School, family-friendly amenities, and a mix of affordable homes. Northgate is another great choice, offering a variety of family-oriented activities and well-rated public and private schools.
Entertainment Happens Here
For those interested in entertainment, the Broadmoor area again shines with its proximity to a variety of parks and the prestigious Broadmoor Hotel & Resort, providing a plethora of activities from golfing to spa days.
Fantastic For Foodies
The Broadmoor neighborhood, known for its luxury and historic homes, offers a rich culinary scene with access to The Broadmoor Hotel & Resort's restaurants and cafes, alongside local favorites like Bear Creek Regional Park and Cheyenne Mountain State Park for outdoor dining experiences.
Still unsure where you want to be?
Get Your Property Report
Understanding your home ownership options as a current owner greatly depends on your current residence. Would you meet your financial goals by selling, refinancing, renovating, or maybe buying an investment property nearby? Get a sense of your current property’s value with a free property report.
Mortgage Options For Colorado Springs Buyers
Building your life in The Springs will include finding a home. Working with Becky will ensure you not only have a variety of loan programs to choose from, but also a experienced real estate agent to help guide you through your process.
Working with a mortgage broker is like having a personal shopper for your loan. We review available loan programs from a variety of different lenders to find the best loan for your plans and goals. Here are a few loan programs of those options:
FHA Loans
Designed for first time buyers, FHA loans offer flexible credit requirements and lower down payment options than conventional loans.
VA Loans
Created to support the brave men and women of our military, VA loans make a great options for our veterans.
DSCR Loans
Looking to get into real estate investment? Find out how a DSCR loan can make the leap into this field simpler.
Jumbo Loans
Designed to offer more buying options for higher-priced homes, jumbo loans allow buyers to reap the benefits of conventional loan programs for luxury properties.
More Mortgage Programs Offered to Colorado Home Buyers
Meet Your Mortgage Broker
Becky Watkins
Senior Mortgage Broker, NMLS #327288
Nexa Mortgage LLC
505-235-9810
becky.nexalo@gmail.com
I’ve spent over 30 years in the real estate and mortgage industries. With my license to originate loans as well as a real estate license, I have unique access to data, loan programs, and services that can offer you a 360 degree view of your home shopping experience. Check with Beck before you take the leap to homeownership. I can help you navigate your questions and options, giving you confidence in your home decisions.
What is a mortgage broker?
A mortgage broker acts as an intermediary between borrowers and multiple lenders, helping individuals find the most suitable mortgage terms and interest rates from a variety of financial institutions. In contrast, a standard retail loan officer typically works directly for a single lending institution and assists clients in securing loans offered by that specific lender.
Think of me as your mortgage concierge, guiding you to the best decision by narrowing down your options to the best selections for your specific goals, needs, and wants.
Other Areas We Serve
Boulder, Colorado
Boulder's unique character requires a nuanced understanding. Our local mortgage brokers will guide you through Boulder's specific lending landscape, ensuring you get the best possible financing for your new home.
Denver, Colorado
Denver's competitive market demands a strategic approach. Our experienced brokers have the local knowledge and connections to navigate multiple lenders and find the most competitive rates and terms for your Denver home.
Colorado Springs, Colorado
Colorado Springs boasts a strong military presence and a flourishing housing market. Our local mortgage brokers are experts in navigating VA loans and other programs that can help veterans and active-duty personnel achieve their homeownership goals.
Fort Collins, Colorado
Fort Collins offers a vibrant community with diverse housing options. Our mortgage brokers understand the local market and can help you navigate financing options, from first-time homebuyer programs to jumbo loans for luxury properties.
Serving Home Buyers in New Mexico
In New Mexico's diverse market, an experienced mortgage broker can guide you toward the right loan option, whether you're drawn to Albuquerque's urban core or Santa Fe's unique charm. Their local knowledge helps you understand neighborhood nuances and secure the financing that aligns with your dream home.
Serving Home Buyers in Colorado
The Colorado housing market can be competitive, but a local mortgage broker can help you navigate it with ease. Their expertise in local loan programs and connections with lenders ensure you get the best rates and navigate the complexities of the process.
Albuquerque, New Mexico
Albuquerque’s housing market requires a seasoned mortgage broker to navigate local loan options and programs. We'll help you find the perfect fit for your needs, from historic districts to modern communities.
Santa Fe, New Mexico
Santa Fe's charm comes with distinct financing considerations. Our local experts understand the intricacies of the Santa Fe market, ensuring a smooth and successful homebuying journey.
Rio Rancho, New Mexico
Rio Rancho's rapid growth offers exciting opportunities. Our mortgage brokers stay informed about the latest loan options for this dynamic market, helping you secure the best deal on your dream home.